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Fire losses are often the most devastating occurrences that can happen to a family or business. These events require important short-term decisions from individuals that are under a tremendous amount of stress and confusion, which can have lasting consequences on your insurance claim.

Most property insurance contracts cover the peril of windstorm to include tornado, hurricane, tropical storm and even wind storm damage associated with thunderstorms. Typically a property insurance policy covers direct physical damage from windstorm.

If you are the victim of a water disaster, you can do a few things to mitigate or reduce your property loss to prevent additional damage from occurring.

1. Detect the water source and shut the water off as quickly as possible.

While your insurance policy may cover loss resulting from theft or vandalism, the amount offered to cover your vandalism loss or theft loss may be substantially lower than what you would ultimately receive when a Licensed Public Adjuster assists you.

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